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Using FSA/HSA for Purchasing Game Ready Products

FSA/HSA for Game Ready Products

An In-Depth Guide
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Introduction to Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)

Before delving into the specifics of using FSA or HSA funds for Game Ready products, it's crucial to understand what these accounts are and how they function. Both FSA and HSA are tax-advantaged accounts that allow individuals to set aside pre-tax earnings to pay for qualified medical expenses.

  • Flexible Spending Accounts (FSA): FSAs are employer-established benefit plans. These allow employees to contribute a portion of their regular earnings to pay for qualified medical expenses, such as deductibles, co-payments, and other health-related items or services not covered by insurance. It's important to note that FSA contributions are subject to a "use it or lose it" policy, meaning funds must be used within the plan year.
  • Health Savings Accounts (HSA): Unlike FSAs, HSAs are available to individuals with high-deductible health plans (HDHPs). These accounts are more flexible than FSAs, as the funds roll over and accumulate year over year if not spent. HSAs also offer the potential for long-term savings, as the funds can be invested, and the interest earned is tax-free.

Overview of the Game Ready System

Game Ready is an advanced recovery system widely used by athletes, physical therapists, and patients for injury recovery and post-surgical rehabilitation. The system combines cold therapy and active compression to help accelerate the body’s natural repair mechanisms. Here’s how it works:

  • Cold Therapy: Game Ready delivers controlled cold therapy, helping reduce pain and swelling by constricting blood vessels and slowing down cellular metabolism.
  • Active Compression: The system applies intermittent compression, which mimics natural muscle contractions, thus stimulating blood flow and lymphatic drainage. This process aids in reducing swelling and improving the delivery of oxygen and nutrients to the injured area.

The Game Ready system is particularly effective for acute injuries, post-surgery recovery, and chronic conditions, providing an innovative solution to enhance healing.

Game Ready Collection

  • Game Ready Ice Machine GRPro 2.1 Cold & Compression Therapy Unit Ice Machine
    Game Ready Ice Machine GRPro 2.1 Cold & Compression Therapy Unit
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    Game Ready Ice Machine GRPro 2.1 Cold & Compression Therapy Unit

    $3,050.00
    $3,050.00 - $3,050.00
    $3,050.00
    $2,892.75
    $2,892.75 - $2,892.75
    $2,892.75

    Game Ready GRPro 2.1 Cold & Compression Therapy For Injury Healing and Recovery Ice Machine Game Ready is the global leader in active compressi...

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  • Game Ready GRPro Ice Machine Display controls
    Game Ready Knee Ice Machine Cold & Compression Package

    Game Ready Knee Ice Machine Cold & Compression Package

    $3,330.00 - $3,405.00
    $3,330.00 - $3,405.00
    $3,330.00 - $3,405.00
    $3,330.00

    Game Ready GRPro 2.1 Cold & Compression Therapy Unit For Knee Injury Healing and Recovery Ice Machine Hurt knee got you down? If you have suffe...

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  • Game Ready GRPro 2.1 Control Unit
    Game Ready Shoulder Ice Machine Cold & Compression Package

    Game Ready Shoulder Ice Machine Cold & Compression Package

    $3,395.00 - $3,395.00
    $3,395.00
    $3,395.00 - $3,395.00
    $3,395.00

    Game Ready GRPro 2.1 Cold & Compression Therapy Unit For Shoulder Injury Healing and Recovery Ice Machine The Game Ready GRPro 2.1 Cold & C...

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  • Game Ready Knee Wrap Articulated
    Game Ready Knee Wrap Straight

    Game Ready Knee Wrap (Straight or Articulated)

    $440.00 - $515.00
    $440.00 - $515.00
    $440.00 - $515.00
    $440.00

    Game Ready Knee Wrap (Straight or Articulated) Every Game Ready wrap features a dual-action ATX (Active Temperature Exchange) design that allows th...

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  • Game Ready Dual 5’ Connector Hose

    Game Ready Dual 5’ Connector Hose

    $460.00 - $460.00
    $460.00
    $460.00 - $460.00
    $460.00

    Game Ready Dual 5’ Connector Hose GameReady Dual Connector To be used with the Game Ready GRPro 2.1 Control Unit. Connects the GRPro 2.1 control u...

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  • Game Ready Shoulder Wrap female model
    Game Ready Shoulder Wrap

    Game Ready Shoulder Wrap

    $504.00 - $504.00
    $504.00
    $504.00 - $504.00
    $504.00

    Game Ready Shoulder Wrap The Game Ready Shoulder Wrap is a must-have for those recovering from shoulder surgery and workouts. Each shoulder wrap fe...

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  • Game Ready Full Leg Boot Wrap
    Game Ready Full Leg Boot Wrap

    Game Ready Full Leg Boot Wrap

    $760.00 - $760.00
    $760.00
    $760.00 - $760.00
    $760.00

    Game Ready Full Leg Boot Wrap Stop suffering from sore legs with the Game Ready Full Leg Boot Wrap. This top of the line leg wrap provides full leg...

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  • Game Ready Carry Bag

    Game Ready Carry Bag

    $203.00 - $203.00
    $203.00
    $203.00 - $203.00
    $203.00

    The Carry Bag enhances the portability of the Game Ready™ System by housing the control unit, the AC adapter, and up to three or four wraps. It is ...

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  • Game Ready Ankle Wrap

    Game Ready Ankle Wrap

    $430.00 - $430.00
    $430.00
    $430.00 - $430.00
    $430.00

    Game Ready Ankle Wrap Speed up your recovery with the Game Ready Ankle Wrap. This advanced ankle wrap features a dual-action ATX (Active Temperatur...

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  • Game Ready Back Wrap

    $504.00 - $504.00
    $504.00
    $504.00 - $504.00
    $504.00

    Game Ready Back Wrap Game Ready has perfected the ultimate cold compression Back Wrap. This amazing back wrap features a dual-action ATX (Active Te...

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  • Game Ready Hip/Groin Wrap model
    Game Ready Hip/Groin Wrap

    Game Ready Hip/Groin Wrap

    $504.00 - $504.00
    $504.00
    $504.00 - $504.00
    $504.00

    Game Ready Hip/Groin Wrap Injuries are no fun, that’s why it’s so important to have a good post-workout routine that helps your body recover faster...

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  • Game Ready Rechargeable Battery Pack Kit

    Game Ready Rechargeable Battery Pack Kit

    $445.00 - $445.00
    $445.00
    $445.00 - $445.00
    $445.00

    Game Ready Rechargeable Portable Battery Pack Kit The Game Ready Rechargeable Battery Pack Kit provides accelerated recovery treatment in any conv...

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  • Game Ready Elbow Wrap straight
    Game Ready Elbow Wrap flexed

    Game Ready Elbow Wrap

    $365.00 - $504.00
    $365.00 - $504.00
    $365.00 - $504.00
    $365.00

    Game Ready Elbow Wrap When it comes to sports injuries, elbow injuries are one of the most common. That is why Game Ready has put so much time into...

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  • Game Ready Single 6’ Connector Hose

    Game Ready Single 6’ Connector Hose

    $220.00 - $220.00
    $220.00
    $220.00 - $220.00
    $220.00

    Game Ready Single 6’ Connector Hose GameReady Single Connector To be used with the Game Ready GRPro 2.1 Control Unit. Connect wraps and deliver si...

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  • Game Ready Half Leg Boot Wrap

    Game Ready Half Leg Boot Wrap

    $504.00 - $504.00
    $504.00
    $504.00 - $504.00
    $504.00

    Game Ready Half Leg Boot Wrap The Game Ready® Half Leg Boot With ATX (Active Temperature Exchange) brings and then enhances the effects of cold the...

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  • Game Ready Hand/Wrist Wrap model
    Game Ready Hand/Wrist Wrap

    Game Ready Hand/Wrist Wrap

    $450.00 - $450.00
    $450.00
    $450.00 - $450.00
    $450.00

    Game Ready Hand/Wrist Wrap Game Ready’s first-ever integrated Hand/Wrist Wrap takes orthopedic injury and post-op recovery of the hand, wrist, and ...

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  • Game Ready C-T Spine Wrap model
    Game Ready C-T Spine Wrap

    Game Ready C-T Spine Wrap

    $560.00 - $560.00
    $560.00
    $560.00 - $560.00
    $560.00

    Game Ready C-T Spine Wrap The all-new C-T Spine Wrap combines specialized features, integrated coverage, and targeted compression to optimize pain ...

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  • Game Ready Med4 Elite Multi Modality Contrast & Compression Therapy Unit display controls
    Game Ready Med4 Elite Multi Modality Contrast & Compression Therapy Unit

    Game Ready Med4 Elite Multi Modality Contrast & Compression Therapy Unit

    $24,808.00 - $24,808.00
    $24,808.00
    $24,808.00
    $24,808.00 - $24,808.00
    $24,808.00

    Game Ready Med4 Elite Compression & Contrast Therapy Unit For Injury Healing and Recovery Recovery for Athletes brings you an all-in-one therap...

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  • Game Ready Wrap Bag

    Game Ready Wrap Bag

    $120.00 - $120.00
    $120.00
    $120.00 - $120.00
    $120.00

    Game Ready Equipment Bag The Game Ready Wrap Bag is designed to hold up to 10 different Game Ready Cold Compression Wraps. Each Wrap Bag features s...

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  • Game Ready Mega Cart
    Sold out

    Game Ready 4-Rack Treatment Cart

    $950.00 - $950.00
    $950.00
    $950.00 - $950.00
    $950.00

    Game Ready 4-Rack Treatment Cart for GRPro 2.1 System The Game Ready Mega Cart is the perfect accessory for anyone working with multiple GRPro 2.1 ...

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  • Game Ready Full Leg Boot Recovery Package full leg boots
    Game Ready Full Leg Boot Recovery Package

    Game Ready Full Leg Recovery Package

    $4,870.00 - $4,870.00
    $4,870.00
    $4,870.00 - $4,870.00
    $4,870.00

    Game Ready Full Leg Boot Cold and Compression Recovery Package Take your recovery to the next level with the Game Ready Full Leg ...

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Using FSA/HSA for Game Ready Purchases

When it comes to using FSA or HSA funds for medical equipment, it's essential to determine whether the product falls under the category of "qualified medical expenses." Fortunately, Game Ready systems are generally considered eligible expenses under most FSA and HSA plans because they are used for medical treatment. However, there are a few steps and considerations to keep in mind:

  1. Consult with Your Healthcare Provider: Obtain a prescription or a letter of medical necessity from your doctor. This document should state that the Game Ready system is necessary for treating a medical condition or aiding in your recovery process.
  2. Check Your FSA/HSA Guidelines: Each plan has its specific rules and eligible expenses. Review your plan details or contact your plan administrator to confirm that Game Ready systems are covered.
  3. Purchase and Reimbursement: Once you've confirmed eligibility, you can purchase the Game Ready system. Keep all receipts and documentation, as you'll need them to file for reimbursement from your FSA or HSA account.
  4. File for Reimbursement: Submit the required documentation to your FSA/HSA administrator. The process typically involves filling out a claim form and providing proof of purchase and the medical necessity documentation.

Conclusion

Investing in a Game Ready system using FSA or HSA funds can be a wise decision for effective injury recovery and pain management. It not only leverages the benefits of advanced recovery technology but also utilizes pre-tax dollars, making it a cost-effective solution for managing health-related expenses. As with any medical expense, it’s crucial to ensure compliance with your specific FSA or HSA plan requirements to maximize your benefits effectively.